Insurance Providers

1. Check out all the deductibles in the car insurance policy. Do not choose a deductible that doesn’t benefit your risk level.

2. Don’t buy car insurance coverage that you don’t need. Check your health insurance policy coverage.

3. Are there any discounts through my work or a trade groups?

4. How do your car insurance rates compare to your competitors?

5. Do I need to have everyone I live with listed on my policy?

6. Is there a multi-policy discount available? If you have other insurance policies such as: life, health, home, renters, condo, or motorcycle, check with the carrier(s) with whom you have your other policy.

7. Make sure the car insurance policy covers transfer if you rent a vehicle.

8. Check the car insurance payment premium options.

9. Do I need to cancel my old policy or will you do that for me if I purchase my policy from you?

10. Are there any issues with my credit that may affect my rates? Check your credit report and clean up any discrepancies or issues. Several states use your credit report to assess risk and a person with a better credit score will typically save some money.